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Trustpilot

HELP TO BUY VALUATIONS

  • BUY NOW FOR ONLY £199+VAT

    Target Approved

    help-to-buy-couple-2

We are experts in providing compliant Valuation Reports to Target for the Help to Buy Scheme

The Help to Buy scheme allows buyers to purchase a new build property with a 5% deposit and the government provides a 20% (40% in London), interest free equity loan for the first 5 years.

BUY YOUR VALUATION REPORT NOW for ONLY £199+VAT

BUY NOW

After five years, interest becomes payable on the loan and at this point many home owners decide to pay back their Help to Buy Loan. Whenever a property is sold, or the Help to Buy loan is paid back (in full or in part) a formal RICS “Red Book” valuation is required. This is a formal valuation report carried out by a RICS Registered Valuer, Joe Fraser Chartered Surveyors specialise in providing Target Help to Buy Valuations.

Authorised to produce Target Help to Buy Valuations for clients selling and/or paying off their loan

Buy your Valuation Report in confidence

JFCS – a market leading firm of Chartered Surveyors

  • ONLY £199+VAT

    £238.80 inc. VAT

  • MONEY-BACK GUARANTEE

    If Target don’t accept the valuation, we’ll refund you in full (see below for further details).

  • 2-DAY RETURN

    On average, we typically return your report within 2 working days of inspection.

Buy your Valuation Report NOW for ONLY £199+VAT

JFCS Target Approved Valuation Reports are £199 (£238.80 inc. of VAT)

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Buy your Valuation Report in confidence

JFCS – a market leading firm of Chartered Surveyors

  • ONLY £199+VAT

    £238.80 inc. VAT

  • MONEY-BACK GUARANTEE

    If Target don’t accept the valuation, we’ll refund you in full (see below for further details).

  • 2-DAY RETURN

    On average, we typically return your report within 2 working days of inspection.

Great! we service your area.
Please continue to buy and book your Valuation Report …

JFCS Target Approved Valuation Reports are £199 (£238.80 inc. of VAT)

Please enter your details to pay and confirm your booking:

Help to Buy Valuation Report

Joe Fraser Chartered Surveyors

Address of the property for valuation:
Price Options

Target Valuation Criteria

Target specify the following valuation criteria and all of our reports are produced in accordance with this criteria by our RICS Registered Valuers:

  • RICS Qualified & Registered

  • Independent of Estate Agents

  • Not Related to you

  • Property Inspection Internally & Externally

  • Provide 3 Comparable Properties and Sale Prices

These properties must be like-for-like in type, size, age and within 2 miles of the property that is being inspected. Further information on managing your Help to Buy loan is available here

Why use Joe Fraser?

  • Quick quote, no fuss

  • Follow up call from the Surveyor

  • Potential to save £1000s

  • Fully insured for 100% client confidence

With over 1,000 positive reviews on Trustpilot, you can be confident that our work is thorough, reliable and professional.

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HELP TO BUY FAQ’s

  • How much does it cost?

    We charge £199 + VAT for a Help to Buy valuation (£238.80 including VAT). There are no hidden costs and, after three months if you require a “desktop” extension, this is completely free. The valuation report will remain valid in total for six months (as stipulated by Target).

  • How long will my valuation last for?

    Target specify that if the transaction is not completed within 3 months of the report date, you can obtain a “desktop” valuation, where the valuation is reviewed and an updated report is provided. We don’t charge for this service, but you will need to contact us to let us know it is required. After six months, you will need to obtain a new report.

  • When should I instruct a valuation for Help to Buy?

    If you are looking to staircase or pay off your Help to Buy Loan, we would advise to instruct the valuation as soon as you are ready to either pay off the Help to Buy loan or if you are selling your property, once you have accepted an offer.

  • How much will you value the house for?

    We provide realistic, formal valuation reports based on sales of similar properties in the local area. Our valuations are carried out by expert RICS Registered Valuers. It is not an estate agent’s marketing appraisal, and the report will provide a sensible, achievable value.

  • What happens if you value the house for more than I’ve agreed to sell it for?

    This is a very rare circumstance. Target state that the repayment of the loan is based on the higher of the Sale Price or the Help to Buy Valuation. However, in our experience if you have sold your property on the open market with an estate agent, it is highly unlikely that our valuation would be higher.

  • Do I need a solicitor?

    Yes, you will need a solicitor to redeem the loan, whether selling or staircasing/ paying off your Help to Buy Loan.

  • Are your reports compliant with Target’s requirements?

    Yes. We are fully aware of Target’s criteria and have carried out many valuations for Help to Buy. Our reports fully comply with all the listed criteria and we also ensure that they comply with additional criteria that Target require, albeit do not list on their requirements.

  • What happens if Target don’t accept the valuation?

    All our Help to Buy valuations come with a “money back guarantee”. If Target don’t accept your valuation, we’ll give you a full refund. All we ask is to give us chance to address any comments Target have. Sometimes, they require additional information (for example if the property is being sold for less than when it was purchased new).

  • How long will the valuation take?

    Usually we are able to offer a valuation appointment within the week and reports are returned within 2 – 3 working days. The valuation inspection usually takes around twenty minutes and we’ll arrange an inspection date and time to suit you.

  • How will I get my report?

    You will receive an electronic PDF version of your report to the email address provided when we are instructed.

  • What do I do with the report?

    Target have an application form that needs to be completed, you should send the valuation report to Target along with your completed application form and Target’s administration fee, your solicitor may also require a copy. Target require the report is sent to them within 5 working day of the date the report was issued.

  • How much do I pay back to Target?

    The original equity loan is for 20% or 40% (London only) of the value of the property. The amount to be paid back will be 20% (or 40% in London) of the reported value. If your property has gone up in value, you will pay more back, or less if the property has gone down in value. If you are selling your property it will be based upon the higher of the sale price or the valuation provided. It is very rare that a property would be valued for higher than it has been sold for, on the open market.

  • What if I need to cancel?

    Simply let us know 48 hours prior to the valuation and we’ll give you a full refund. Within 48 hours there may be a cancelation fee payable.

  • What if my equity loan is not with Target?

    We can carry out valuations for many purposes and are familiar with equity loans provided by other parties such as house builders. We also routinely carry out valuations for shared ownership and right to buy purposes. Get in touch and we’ll be happy to help.

  • What if your Money Back Guarantee

    We provide a simple money back guarantee, if Target will not accept the valuation we will give you a full refund. All we ask is that if Target challenge any aspect of the valuation we are given opportunity to amend the report in accordance with Target’s comments. If they still don’t accept the report we’ll give you your money back. On rare occasions we are aware of instances where Target has challenged a completely valid report or asked for further information (usually

For advice & guidance, call 0330 174 0644.

10000+

SURVEYS COLLECTIVELY CARRIED OUT BY OUR TEAM TO DATE

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ARE YOU AN EXPERIENCED CHARTERED SURVEYOR? - JOIN THE TEAM

Joe Fraser Chartered Surveyors are recruiting surveyors, so why not get in touch for a confidential chat.

TEESSIDE OFFICE

Joe Fraser Chartered Surveyors
6 Halegrove Court
Stockton-on-Tees
TS18 3DB
UK
Call 01642 262728

LONDON OFFICE

Joe Fraser Chartered Surveyors
83 Victoria Street
London
SW1H 0HW
UK
Call 020 7206 2612

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