As we slowly get back to work and businesses reopen, the property market is opening again following the current government guidelines on moving house, and if your move was delayed due to coronavirus it might be time to consider instructing a homebuyers or building survey.
You’ll need a valuation of the property you’re planning to buy if you want to take out a mortgage, which lets your lender know the property is suitable security for the mortgage. However, a valuation won’t provide you with details of the condition of the property. You can instruct two different types of property surveys – a homebuyers survey or a building survey. If you’re not sure which survey is right for your situation, you can read a handy post that will help you choose between survey options.
It’s recommended to check with your mortgage providers and your bank to see if you’ve got some leeway when it comes to completing mortgage procedures, but Joe Fraser Chartered Surveyors can safely carry out a homebuyers or building survey during coronavirus as long as the social distancing and sanitisation guidelines are followed.
Instructing a survey during the pandemic
In the interests of safety, it’s important to follow regulations when it comes to booking your survey and when the chartered surveyor arrives to survey your property:
- Any initial viewings that may need to take place before the surveyor carries out the survey should ideally be virtual or digital – either by sending photos and videos to the surveyor, or on a live video call. This will most likely be unnecessary, as the surveyor can generally create the report for the property the first time they visit.
- If you or anyone in your household is isolating with symptoms of coronavirus, you should not attend the property due to be surveyed, and should aim to reschedule if possible.
- Ensure you sanitise any touchpoints within the property before the surveyor arrives, during their visit and after they leave. Remember to clean door handles, taps and light switches.
- If possible, stay outdoors while the surveyor is inside completing their report. If you’re not able to stay outside, we recommend that you stay at least 2 metres away from the surveyor and wear a face covering to protect everyone inside the property.
- If you are particularly worried about the risk of infection, speak to our team and we can put your mind at ease. We’re happy to follow extra measures to ensure the safety of our clients and surveyors.
Buying a new house can be a stressful experience – and we’re sure moving during a pandemic isn’t ideal! – but we’ve hopefully put your mind at ease when it comes to booking a survey during coronavirus. If you’ve got any questions don’t hesitate to get in touch.